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1. Bookmarks: 0 Investment Grade Value Stocks - Quality Is Job One How much financial bloodshed is necessary before we realize that there is no safe and easy shortcut to investment success? When do we learn that most of our mistakes involve our very own greed, fear, and unrealistic expectations? How do we create a confidence inspiring stock selection universe?
2. Bookmarks: 0 The Economic Impact Of Politics On Investing Just six short months from now we will be asked to elect a leader for the still most powerful economic entity on the planet clearly, we need to focus on broad long term strategies that will create jobs and make it possible for both businesses and individuals to prosper.
3. Bookmarks: 0 Retirement Income Investing Article Library Retirement income planning starts with the first dollar you invest... IRA, 401k, 403b, savings plan, brokerage account, whatever. These articles explain both characteristics and performance expectations. Most importantly, they define purpose. The collection will help you do the job better... in some instances, by viewing the antics of the not so distant past.
4. Bookmarks: 0 Find Suitable Part Time Jobs for O level students Find Suitable Part Time Jobs for O level students
5. Bookmarks: 0 Corporate Income Tax Reform - Seriously The investor's eye view of politics is a simplistic, practical, dot-connecting approach to sorting things out so that win/win change can be considered. Real world politics is not concerned with such things, and that is one of the most serious problems facing investors today.
6. Bookmarks: 0 Successful Investing: Rules Of Engagement Crash! The 2007 thru 2008 financial crisis halved 401(k), IRA, and Mutual Fund values in a matter of months. For many, retirement dates had to be pushed back; for others, new jobs had to be found. The tragic flaw? No income allocation in the investment program. Market value builds egos; income pays the bills.
7. Bookmarks: 0 Pursue Your Higher Studies without Losing Your Full time Job This article contains the information about the ways which helps the students to study and work without worrying. If you want to pursue your higher studies without losing your job then you need to read this article.
8. Bookmarks: 0 Tips for Proofread Your Essay Writing academic paper is a tough job for every student, but proof reading is much toughest job as compare to writing because proofreading is the final procedure of every academic paper. In this article we discuss about the basic but most important points of proofreading.
9. Bookmarks: 498

IBC Module!
You Can Make Money With A Home Based Business & Your Business Plan Will Become Your Partner. Would you like to make money by starting your own home-based business? People choose to work from home for several reasons including the desire to stay home with their children, the need for extra income, or simply being dissatisfied with their current job. A home-based business will provide you with an exciting way to make money and be your own boss. Numerous opportunities are available to internet marketers.
10. Bookmarks: 0 Generate Extra Income from Profitable Home Businesses All of us want a better lifestyle, to give the best luxuries to the family and the most important of all to enjoy and be content with the job. But how many of us have the resources to do them?
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13. Bookmarks: 4 Relationship Advice - 6 Basic Rules To Love By Contrary to most conventional wisdom, it's not your looks, your money, your job or even your luck, that's going to land you that great relationship, and keep it sizzling. No, the secret is all in your attitude.
14. Bookmarks: 0 More Jobs, Fewer and Lower Taxes - The KISS Principle There are no purely economic problems with making the shift to a consumption tax --- just political ones. The legislation has been on the hill, and summarily ignored for decades. We need to apply cool economic sense to the elimination of the Internal Revenue Code and the Social Security Ponzi scheme.
15. Bookmarks: 0 How To Create A Fairer Tax Environment There are 44,000 pages in the Internal Revenue Code (IRC) alone, 5.5 million words, incomprehensible at best. Obviously, there is a lot more to be said about each of the ideas that follow. Here are the top survey ideas; the first two were discussed in previous results articles as consumer spending enhancers and job creators, respectively.
16. Bookmarks: 0 How To Stimulate Consumer Spending And The Economy --- The Romney Plan? The single, easiest, fastest, biggest, consumer-spending instant winner bonanza is not even a twinkle in an old politician's eye --- and there are far too few new politicians. Replace the Social Security Retirement Program with a plain vanilla pension plan, pre-funded by smaller, mandated employee contributions.
17. Bookmarks: 2 How To Create More Jobs, America Today, employers are reluctant to create jobs because the mandated non-productive overhead associated with each worker adds significantly to the cost of running the business--- worker's compensation, unemployment insurance, OSHA compliance, liability insurance, social security contributions, minimum wage/union pay scales, etc.
18. Bookmarks: 0 Who Wants To Be President Of The United States - Investment Politics The objective of the exercise, Barack, is to permanently place more disposable income in consumers' wallets while providing incentives for employers to hire more workers. There are three areas where the impact of reforms would be beneficial to all, irrespective of political sentiment. Social Security reform would benefit the most people, most quickly
19. Bookmarks: 5 Investor Political Priorities - A Survey - Part 2 Is it enough to say that we tax pension and other retirement income, including the sacred pittance from Social Security. The income tax needs to be revised, reformed, or replaced by something. Eliminating the tax on all forms of retirement and investment income, including capital gains, rents, royalties, etc. would have incredible positive effects (and would guarantee a Pennsylvania Avenue address for eight years).
20. Bookmarks: 0 Guaranteed Social Security Benefits: Finally, An Approptiate Use For (Fixed) Annuities What if, instead of donating 7.6% of your salary (15.3% if you are self employed) to support the war de jour: (a) you could choose to deposit from 3% to 5% of your salary in a guaranteed retirement program maturing anytime after age 60, (b) the lifetime benefit is totally income tax free, and (c) your employer uses his savings to either create jobs, raise non-executive salaries, reduce prices, or increase shareholder dividends. Interested?
21. Bookmarks: 1 Guaranteed Social Security Benefits - The Old Fashioned Way What if, instead of donating 7.6% of your salary (15.3% if you are self employed) to support the war de jour: (a) you could choose to deposit from 3% to 5% of your salary in a guaranteed retirement program maturing anytime after age 60, (b) the lifetime benefit is totally income tax free, and (c) your employer uses his savings to either create jobs, raise non-executive salaries, reduce prices, or increase shareholder dividends. Interested?
22. Bookmarks: 5 Investor Political Priorities - What's On Your Mind? 90% of all Americans are investors and, as such, there are issues that we need to hear about from the men who would be king. None of our could-be leaders are addressing the issues that would allow us to achieve our financial goals. What we all want is to keep more of what we make, and then to spend it as we see fit. It's not clear how the candidates intend to help us.
23. Bookmarks: 0 An Investor's Eye View of the Corporate Income Tax Politicians have neither been shy about dictating proper behavior to individuals nor hesitant in shamelessly picking the pockets of businesses. At the root of the problem is the tremendous investment the major parties have in nurturing divisiveness, jealousy, and misunderstanding in the electorate. The corporate income tax is a non-productive weight on business decision makers, causing expenditures that would not be considered were they not tax deductible.
24. Bookmarks: 6 Jobs - Permanent Jobs - Millions Of 'Em Today, in the very birthplace of capitalism, an entrenched, arrogant, and incompetent congress equates greedy executives with the demise of capitalism while the economic force field it demeans catapults third world nations onto the leader board of global economic growth potential. Capitalism dead? Hardly.
25. Bookmarks: 20 How I Lost The Secret Of Dazzling Success For 20 Years When I started a new job selling door-to-door, it seemed like heaven. I was ecstatic from the first minute of the first day. Every house I walked up to, my heart sang and I said over and over to myself, I am SO-O-O-O-O-O glad to be out here and not trapped in that cubical. Then, after a few weeks, something quietly changed.
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27. Bookmarks: 0 How To Write Dissertation Introduction Writing a dissertation introduction is not an easy job, it is initial task of the entire paper which should be eye catching and appealing to grab the reader’s attention but most of us can’t do perfectly. This piece of writing will tell you that how you can make your task attractive.
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34. Bookmarks: 0 FREE JOB Training Webinar on How to Use Linkedin Strategies To Get Hired JOB Training Webinar on Proven Strategies to use on LinkedIn to Get Hired
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38. Bookmarks: 0 Characteristics Of Corporate Logo Design A corporate logo is supposed to be word-mark as it can be adjusted in any size and medium such as black and white. The corporate logos demand to be designed and finalized after all the necessary tests and a corporate logo designer can do the best job for you.
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51. Bookmarks: 0 In Value Stock Investing, Quality is Job One You will need to apply consistent and disciplined judgment to your final selection process, but you can be confidant that you are choosing from a select group of higher quality, well-established companies, with a proven track record of profitability and owner awareness. Additionally, as these companies gyrate above and below your purchase price (as they absolutely will), you can be more confident that it is merely the nature of the stock market and not an imminent financial disaster... and that
52. Bookmarks: 1 In Value Stock Investing, Quality is Job One You will need to apply consistent and disciplined judgment to your final selection process, but you can be confidant that you are choosing from a select group of higher quality, well established companies, with a proven track record of profitability and owner awareness.
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54. Bookmarks: 2 The CRIME of CREDIT REPORTING - Don't Be Fooled By The Advertising - You Are Being Misdirected! When dealing with credit issues, consider what is really going on - most of the issues people have is based on businesses like Equifax, Transunion and Experian providing false written information to others that damages them, which is by definition LIBEL. LIBEL is a CRIMINAL act, and unlike civil offenses, if this happens to you, it is the JOB of the District Attorney (DA) in your area to prosecute the crime, not yours!
55. Bookmarks: 0 The Lucky Croupier The pretty young croupier looked up at her aged visitant and assisted him. The expensive casino only offered best service the more perceptive customer, which is why she enjoyed her job. She would like to get an elderly friend – after all if Anna Nicole Smith could dealt with that aim, why not she?
56. Bookmarks: 0 Learn The Insider Secrets On How To Get A Cruise Ship Job, Travel The World And Get Paid For It. After three and a half years of cruising the world, mainly on the Queen Elizabeth 2, I ended up traveling to over fifty countries and six continents around the world. If you've ever wondered how to get a job on a cruise ship, then keep reading so I can share with you the secrets on how to do the exact same thing.Many people wonder what it's like working on a cruise ship and are even more curious how to get a job on one. You might be thinking it's like an insider's secret!...
57. Bookmarks: 0 How To Travel the World To Over Fifty Countries On A Cruise Ship Like I Did Learn the Insider's Secrets on How to Get a Cruise Ship Job From Someone Who Did Two World Cruises, Went To Over Fifty Countries and Six Continents.
58. Bookmarks: 0 Croupier Training specifically for the casino environment Croupiers and dealers throw dice, spin the roulette wheel and deal cards in a casino. To become a croupier you will first need working in a casino or casino company. You will then take delivery of on-the-job training. When you have two/three years practice in a casino and the facility to deal at least three various games, you may be able to apply for a position on a cruise ship, in an overseas casino, or in an online casino featuring live dealers via webcam using real-time video streaming.
59. Bookmarks: 7 Online Degrees You Can Get From Online Education Nowadays, it is impossible to get a job without a post secondary degree. The reason being that everyone has a degree so employers view having a post secondary degree as the new bare minimum. A degree in higher education should therefore be your top priority after you graduate from highschool. Also, if you think the program of your choice doesn't have an online equivalent, think again - there are over 1,500 different types of online degrees you can choose from.1. Associate...
60. Bookmarks: 14 Navigating The Summer Job Market Most people believe summer is the worst time to conduct a job search. Between college students and high school students eating up the market, vacations, lagging budgets, etc. hiring would seem to lag during the summer making it a bad time to conduct a job search. In reality, summer is a very good time to job hunt. Here are some tips to make your summer-time job search more effective:Spiff up your telephone skills. With people on vacation, you will be receiving more voice ...
61. Bookmarks: 2 Bored By The Same Old Job? Be A Truck Driver! If you have the desire to travel around the country and get paid at the same time, consider being a truck driver. Truckers enjoy some benefits that people in other jobs do not have. The camaraderie among other truckers … meeting new people … being able to witness the changing seasons as you travel around the country … unpredictability (in other words, less boredom!) … plenty of available trucking jobs … All are valid reasons why people chuck their current occupation...
62. Bookmarks: 1 Tips For People Who Stress About Money Money or the lack of it, can cause many people a great deal of stress. People often play mind games with themselves by worrying about certain situations. How will I be able to pay if my car breaks down? How will I cope if I lose my job? In this article, I give money management advice to help people to de-stress about their financial position and future.
63. Bookmarks: 3 Student Motivation: Inspiring The Future One of the most important aspects of a teacher's job is to motivate students. In order for a student to be motivated, he or she must possess a desire to learn and be willing to aim this desire toward achieving academic goals. For successful student motivation to occur, a student must want to participate in the learning process.This is not a simple task for teachers to accomplish; but when done correctly, student motivation can have great results. A high school student who...
64. Bookmarks: 8 How Do I Find The Best Homeschool Curriculum? Being a parent is a huge and very important job! You provide your children loving care for their physical needs as well as their emotional and spiritual needs. You are the one they look to for love, help, care and concern. You fix boo-boo's, read stories and chase away scary closet monsters at night. You play games, tell stories, and if you are like a lot of parents, you prepare and then send your children to school.But wait! You have made the awesome, wonderful, and some...
65. Bookmarks: 0 Homeschooling - Shape Your Child's Future Schooling at home is called homeschooling. This is where children are educated at home, either by their parents, or by private tutors. Homeschooling has become popular these days especially with kids whose parents have a shifting job.
66. Bookmarks: 0 What Kind Of Interview Question Will You Be Faced With Next. There is nothing like a good hard interview question to strike fear into the heart of even the most qualified applicant. This is a great chance for both parties—the applicant to strut their stuff, and the potential employer to see if the potential employee has the mettle that it will take to perform the job in question well.So it therefore behooves both parties to prepare well to both ask and answer these sorts of questions. But where do these “million dollar” questions c...
67. Bookmarks: 0 Typing Tutor - Better Jobs Just Ahead! Besides finding a better job, a typing tutor gives you a sense of accomplishment. This improves your writing skills by focusing on your thoughts - not on the keyboard.
68. Bookmarks: 2 The Advantages Of Getting A Graphic Design Degree Graphic design could be a great career opportunity for you. It's a growing, rapidly changing field that takes both talent and technical expertise, and those who are good at it are in great demand. If you are considering college or thinking about making a career change, you might consider getting a degree in graphic design.Why get a degree? It is true that there are a lot of talented graphic designers who pretty much learned everything they know on the job or by the s...
69. Bookmarks: 8 Learning To Play Guitar Can’t Be More Fun As With Jamorama Learning to play guitar is a tough job. To learn playing guitar properly, you need an efficient coach, someone who would teach you all the varied lessons and how to pick a note and play a tune. You might wanna play the tune of “Hotel California” by the Eagles. Well, wait no more the perfect guitar coach for you is right here. It’s Jamorama with its 26 jam tracks to jam along and there are lots more. All the styles of music including rock, jazz, country, hip-hop, blues, and da...
70. Bookmarks: 0 Don’t Forget to Say Thank You for a Second Interview Using a thank you letter after your second interview just might help you get the job.
71. Bookmarks: 0 Being An Involved Parent Of A Child In Miami Schools Being a parent of a school aged child has never been an easy task. And with all the choices facing young people these days, the job is getting even harder. But a new program run by Miami Schools is trying to alleviate some of the burden on parents with a number of programs designed to keep parents informed on some of the most important issues facing young people in the Miami Schools.Parent Academy in Miami SchoolsThe Miami-Dade Public County School system runs a year-...
72. Bookmarks: 0 Awareness And Mastery – Two Essential Keys To A Successful Small Business At the heart of it, mastery is practice. Mastery is staying on the path.~ George LeonardUS pioneer in human potentialWe often hear managers complaining that their employees aren’t productive, don’t listen and just can’t consistently get the job done. As a youth sports coach, I hear coaches with similar complaints—the kids don’t listen, don’t know where to go and don’t try very hard. I can’t relate. The boys on my team are usually focused, do what I a...
73. Bookmarks: 5 Top Uses for a Portable Heater Having a large heating system can be great for warming a house, but if you only want to heat certain areas or if you're away from your main home then they don't do much good. Instead, you're going to need to use a portable heater that can be brought to exactly where you need it and will produce just as much heat as you want. Many of these portable heaters can be used in shops, on job sites, in the garage, or even when out camping or otherwise away from home.
74. Bookmarks: 0 Job Search: Is It a Numbers Game? Online job boards (Monster, DICE, HotJobs, CareerBuilder, etc.) have replaced the Classifieds as the matchmaker for candidates and jobs. How do you get your resume into the hands of the hiring manager?
75. Bookmarks: 0 Business and the staffing challenge Running your own business with staff can be quite a challenge but when staff decide to leave as a business you then face the prospect of finding replacement staff and for many business this a daunting task.
76. Bookmarks: 0 Bartending School Is Just The Beginning While you may be thinking about attending bartending school, keep in mind that a bartending career is not all fun and games.Bartenders work hard, and are often paid minimum wage. Working at a top club will, of course, up your take-home pay in the form of tips (sometimes as much as thousands per night), but you'll have to do your time and gain experience at smaller clubs and bars first. Initially, you’ll also work the less crowded shifts. Some bars and clubs even requi...
77. Bookmarks: 0 Are The Best Job Candidates Getting Away ? Hiring top employees requires a streamlined recruitment process. Joe Pelayo looks at ways to ensure your firm isn't letting the best candidates get away.
78. Bookmarks: 0 Interesting history about Peru to help amplify your experience when visiting. In my capacity as the UK Director of Operations for One World Tours Limited, one of my jobs is to ensure every client has the best tour possible, so here are some interesting facts about the history of Peru which I hope will enhance your trip.
79. Bookmarks: 0 Business Operating Cost & Cashflow - How To Manage Business Operating Capital Operating expenses are those costs every business has that are not considered directly related to a company’s first line of business. Operating costs include sales and marketing, research and development (R&D), administrative costs and other costs which does not involve directly in the businessInvestors want to make sure management is doing the best job it can to keep these costs in control as well as maintaining their bottom line. Operating expenses are available on the ...
80. Bookmarks: 0 Jobs in Cambodia A guide to working in the stunning and fascinating nation of Cambodia.
81. Bookmarks: 0 Software Outsourcing China is one of the leading countries that provide services in the software outsourcing market. Its outsourcing services market became more rational and steady in 2006, reaching 1.43 billion USD and has been growing rapidly in the international market with a year to year growth of 55.4%, which is 10% more than last year.
82. Bookmarks: 0 Make Profit By Applying A Forex Trading Strategy Successful trading is not an easy job and in a market like foreign exchange one miscalculation can lead to huge amount of losses. But then there are traders and speculators who make a fortune and profits in the same forex market. So what is it that they are doing different? They have a forex trading strategy, which they implement to get ahead of everyone else. Even you can create your own Forex strategy but for that you will need to understand certain key components of forex trading.
83. Bookmarks: 0 Lawsuit Loan Companies Litigation can be extremely expensive, and occasionally even people who have strong cases simply cannot afford to start a lawsuit. Lawsuit financing can help by providing some funds. Companies that provide these loans usually do not require credit checks, monthly payments, notes, or any other security. Frequently, claimants have missed work or lost their jobs and can no longer meet their rent or automobile payments. In the past, these claimants have needed to accept lesser settlement amount...
84. Bookmarks: 0 Things To Consider Before You Invest In Forex There are several things to consider before you invest in the stock market or Forex.Your Personal Situation: Your age, the state of your health, the number of dependents you support, the kind of job you have, whether you are a man or a woman, what kind of goals you have set for yourself all these, and more, are factors which will bear on your decision whether or not to invest.There is no rule, no prescription governing these factors, either singly or in combination. A...
85. Bookmarks: 0 Trading Shares For A Living Via Spread Betting About 8 years ago I started to notice that certain friends of mine had quit their jobs but continued to live very luxurious lifestyles - seemingly without doing very much. I thought they must just be using up their savings until I discovered they were all making a fantastic living by spending just a few hours a week doing something I had never heard of before - financial spread betting.More and more people are now becoming familiar with the phrase financial spread bett...
86. Bookmarks: 0 The Mystery Of Making Money One of the great mysteries of life concerns making money. How can you produce that sufficient capital in order to live well, pay all the bills, and have funds left over for retirement? Well, there is no simple answer to this question. The fact is, there are a number of them. For example, I make money dealing with stocks. Many Americans dabble in the stock market these days in order to invest for the future. I make money via the Internet with a variety of jobs that involve wor...
87. Bookmarks: 0 Stock Trading For A Living – Don’t Quit Your Day Job There comes a time in almost every stock trader’s life when they entertain the idea of stock trading for a living.Many of us look upon the life of a stock trader as one of great flexibility and freedom.We may see ourselves trading from some remote location or even our own private yacht.Before we embrace the fantasy too much let’s embrace the facts. Stock trading for a living is a business and it should be run like one to be successful. Many of the same rules and lev...
88. Bookmarks: 0 Disability Life Insurance Costs Disability insurance is one of the most cost effective ways to cover your expenses if you become unable to work. Although it's also known as disability income protection or disability income insurance by the companies that issue these policies, it is still the same type of policy.Your Disability Life Insurance PremiumsWhen you apply for disability life insurance, there are several factors that will influence your premium;Occupation: The more dangerous your job is,...
89. Bookmarks: 0 Mortgage Arrears: How To Save Your Home From Foreclosure There are many times in life where situations may occur that put a stress on your financial situation. Losing a job, medical emergencies, or family situations may cause you to fall behind on your bills. However, losing your job does not have to mean that you also lose your home. If you have accumulated some mortgage arrears on you home after you lost you job, do not lose heart. There are still some ways that you could save your home from foreclose. Being in contact with your ...
90. Bookmarks: 0 RV Resorts Remain Solid Investment Despite Economic Downturn With news headlines sounding alarms like, 'Joblessness on the Rise,' 'Mortgage Crisis Unfolds,' 'Record-Breaking Oil Prices,' and 'Recession Looms,' one could easily assume that the U.S. economy is in for a dramatic downward spiral says Leon D. Meekcoms, President of Parkbridge Capital Group, Inc. (, a privately held real estate investment, acquisition, and brokerage firm.
91. Bookmarks: 0 Life Insurance - One More Step On The Insurance Ladder The recently over 60’s are the post-war baby boomers. Their insurance needs are very different from that of a young family or someone just starting out in their first job.A typical 60 something couple will have raised their family, finished paying off their mortgage and are into or nearing retirement. More and more of this age group of people spend part of their year abroad or maybe are planning to move to the sunshine on a permanent basis.Maybe it would be a good ide...
92. Bookmarks: 0 Forced to Move If you are in a position where you are forced to move, say by job transfer or because of health and clinic attendances, and you cannot sell your home, what can you do?
93. Bookmarks: 0 Writing Cover Letters That Sizzle Anything being sent to a decision-maker should sell you, not just state facts. When conducting a job search, your cover letter and resume are in a pile for the decision-maker to review, one by one, along with a vast number of other documents submitted by other hopeful individuals. The odds that YOUR document is the very first ones on the pile are about a zillion to one! This means the decision-maker has probably read X number of cover letters (and resumes) before reaching you...
94. Bookmarks: 0 Why You Should Become A Mastermind Have you ever wondered why the head of a company is paid so much more than for example, specialists in the company such as an engineer? Is it because he knows every job in the company?No I don't think so. He may have a general idea about what is going on in every department but that usually is it.I believe it is because he knows or is supposed to know how to lead, organize, manage and bring together, different units to efficiently function as one. I call such a person...
95. Bookmarks: 0 Why Obtaining Business Start Up Capital Is Important It seems like everybody these days wants to start their own business. I spoke to my older brother last night and he mentioned a business venture. I was actually sort of surprised because he already has a great job working at a financial firm. But he would like to work from home. That is the main draw for most people. The more people I talk to these days, the more I realize that everyone wants to work from home. Could it be because of the convenience of the location? Or could ...
96. Bookmarks: 1 Genuine Work From Home Jobs – They Do Exist There are many genuine work from home jobs that you can find if you look.
97. Bookmarks: 3 EARN 50,000 USD A MONTH FROM FROM YOUR LAPTOP It is awesome feeling when you are able to earn good money by working just few hours per day and spend more time with your family .
98. Bookmarks: 0 Delaware Ranked #1 In The United States Each year the United States Chamber of Commerce announces which States have the best and worst legal system. For the fifth year in a row, Delaware has received the top honors, being named the State with the fairest legal system. Additionally, a survey of U.S. businesses ranked Delaware as the State doing the best job of creating a fair and reasonable legal environment. As many of the top businesses in the United States, and a growing number of small and medium sized businesse...
99. Bookmarks: 0 What do you need to know about real estate An estate agent is one who is involved in the sale of houses and land. The job of estate agent is not new. But with a rise in population, the task of estate agent has gained momentum. With increasing number of people there are more houses and lands to be sold and purchased
100. Bookmarks: 0 SMB Human Resource challenges, critical factors, staffing solutions GoRecroot - International Job Opportunities, Overseas Employment Services: Free job posting, build resume, search jobs, search resumes, walk-in interviews. International Career Opportunities in USA, Europe, UK, India, Singapore, Australia, Dubai, Malaysia.
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